Approvals in minutes, funded in as little as 24 hours

Get the Equipment That Keeps You Working.

Finance vehicles, machinery, and tools -- $10K to $1M+ -- without draining the cash reserves your business runs on.

Step 1 of 7

How much funding does your business need?

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$50,000
$5K$50K$250K$1M+

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Businesses Funded

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How Equipment Financing Works

Funding Built Around the Asset You're Purchasing

Whether it's a new work truck, kitchen equipment, medical devices, or heavy machinery, equipment financing lets you get what you need now and pay for it over time -- instead of writing one large check that drains your operating cash.

Because the financing is tied to the equipment itself, approval often comes faster and terms can be more flexible than a general-purpose loan. We work with businesses across construction, transportation, food service, healthcare, and manufacturing to structure financing that fits how the equipment will actually be used.

From a single delivery van to a fleet upgrade or a full shop buildout, we match you with funding partners suited to the size and type of equipment you're financing.

Funding Solutions

Capital, Your Way

Multiple funding options tailored to your business. No one-size-fits-all, no cookie-cutter solutions.

Revenue-Based Financing

Funding based on your business revenue, not your credit score. Repayment flexes with your cash flow -- you pay more when business is booming, less when it slows.

  • $5K -- $500K
  • Repay as a % of revenue
  • No fixed monthly payments
  • Funds in 24-48 hours

SBA 7(a) Loans

Government-backed loans with the lowest rates and longest terms available. Ideal for established businesses looking to expand, purchase equipment, or refinance debt.

  • $50K -- $5M
  • Up to 25-year terms
  • Low fixed interest rates
  • SBA-guaranteed

Term Loans

Traditional business loans with fixed terms and predictable payments. Plan ahead with confidence knowing exactly what you owe every period.

  • $10K -- $2M
  • 6 to 24 month terms
  • Fixed weekly/monthly payments
  • Competitive rates

Bridge Loans

Short-term capital to bridge a gap -- waiting on a contract, invoice, or seasonal uptick? We'll get you there.

  • $5K -- $250K
  • 1 to 6 month terms
  • Fast approval process
  • Bridge to your next milestone

Simple Process

Three Steps to Funding

From application to cash in your account. No hoops, no hassle.

Step 01

Apply in Minutes

Fill out a quick form -- no long paperwork, no hard credit pull. Just the basics about your business and what you need.

Step 02

Review Your Offers

Our network of funders competes for your business. You'll receive multiple offers with different terms -- pick what works for you.

Step 03

Get Funded

Accept your offer and funds land directly in your business account, often within 24 hours. Start putting capital to work immediately.

Who We Serve

Built for Every Industry

We work with businesses across virtually every vertical. If you generate revenue, we can help.

Construction
Trucking & Transport
Restaurants
Healthcare
Auto Repair
Retail & E-Commerce
Manufacturing
Professional Services
Real Estate
Landscaping
Staffing
And Many More

Testimonials

Trusted by Business Owners

Real results from real businesses we've helped fund.

We needed two new box trucks before a contract started and couldn't tie up that much cash. Equip Capital had us financed and on the road in under a week.

Delivery Company Owner

Transportation Industry

$140,000

FUNDED

New kitchen equipment isn't cheap, and the bank quote we got would've taken a month. Equip Capital got it done in days.

Restaurant Owner

Restaurant Industry

$68,000

FUNDED

We financed a full set of construction equipment without touching our cash reserves. That flexibility let us take on two more jobs that quarter.

General Contractor

Construction Industry

$275,000

FUNDED

Qualifications

Most Businesses Qualify

No perfect credit required. If your business is generating revenue, there's a strong chance we can help.

Time in Business

6+ months

Monthly Revenue

$10,000+

Credit Score

500+

Industry

Most accepted

Ready to Grow Your Business?

Join hundreds of business owners who got funded through Equip Capital. Quick quiz, fast approval, real results.

See What You Qualify For